Any type of collision when you’re behind the wheel can be downright frightening. But once the initial shock of getting involved in an auto accident starts to wear off, it’s time to start taking several important next steps.
At Suburban Auto Body, we work with Minnesota car owners to help them through the insurance process and pick up the pieces after an auto accident takes place. In this post, we’re breaking down the steps you need to take to get back on track after a fender bender. When you’re involved in a car accident, contact our auto body technicians to get back on the road fast.
1. Don’t Panic
We know it’s hard to stay calm when your nerves are shaken, but having your head on straight is one of the best things you can do after an accident. Remember that the most important thing is that everyone comes out of this safely. Everything else can be fixed.
2. Stay Safe
It might be tempting to leave your vehicles where they’re at so police can get a sense of what’s happened. But the safety of everyone involved in the accident and anyone who drives by the collision is so much more important. If your vehicles can be safely moved, get them out of the road. If they can’t, get everyone away from your vehicles, turn on your hazards, and set up flares if you have them.
3. Get a Police Report
If anyone is injured or the property damage is serious, you’ll want to call the police to the scene. However, some municipalities require drivers to fill out and file their own report if the damage is minor. If you do speak with an officer, be sure to get the officer’s name and badge number as well as the number of the report so you can get a copy.
4. Speak Cautiously
Admitting fault or apologizing for an accident may affect your ability to file a claim, especially since it’s not always completely clear who is at fault right away.
5. Document Everything
If any witnesses offer to give their contact information, be sure to document it with your phone. Additionally, use your phone to take as many photos as possible of the accident scene and the area where it occurred. Finally, write down or record your version of the accident while it’s still fresh on your mind.
6. Exchange Information
Trade insurance information and contact information with the other driver, but be careful not to overshare and run the risk of identity theft. The other driver only needs to see your insurance card, not your driver’s license.
7. Contact Insurance
As soon as you’re able to, be sure to report the incident to your insurance company. Let them know where you plan to take your car for an estimate and find out if a rental car is covered during the repair process.
Call for Minnesota Accident Repair
Have you been involved in a car accident in or around the Twin Cities area? Our professional auto body repair technicians are experienced with insurance repair and offer a helpful Suburban EZ program to minimize the hassle. Get your free quote by calling 651-633-8900 or connect with us online.