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How long can you wait to have your vehicle repaired? If you have surface damage to your car, it's very easy to decide to put it off -- after all, your car might just get scratched or dinged later on. But there's a difference between things that can be put off and things that need to be fixed immediately. It's often a good idea to at least get a quote for repairs and a professional opinion before making a decision.

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What happens if you're responsible for an accident? Though it can be a frightening experience, it's also important to remember that everyone is human. Accidents happen, and that's why you have insurance. Even when the accident was considered to be your fault, you're still going to have some options available for repair.

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