No one wants or plans to be involved in a car accident. Yet, everyday across the United States, there are hundreds of reported car accidents. With that said if you unfortunately, find yourself to be in the group of hundreds one day, you will need to know what to do about getting accident repair done at an auto body and collision shop.
You will need to file a claim with your insurance company (if the damage is severe enough) for an insurance repair. Keep in mind that a minor accident repair may cost less if you pay for it out of pocket, especially if you are not the claimant (the person who is at fault for the accident.)
The next step is to get an estimate, to do so you must bring your car to an auto body repair shop, if you reside in or in a surrounding area of St. Paul, MN, we recommend Suburban Auto Body, they have been in business for over 30 years and have a great deal of respect for their customers and their wallets.
Once you have your estimate, you will need to decide if you want to pay out of pocket for the auto body and collision repairs or if you want to file a claim. Minnesota is a “No-Fault” insurance state, which means your (insurance) is responsible to pay for the damages sustained in a car accident, even if the accident was not your fault. Plus, you cannot sue the driver that was at fault to recovery any type of money that the insurance company paid to an auto body shop for an auto body and glass repair that is done.
Plus, as with any moving violation or accident you are likely to see an increase in your insurance rates. Therefore, you must consider all of your payment for repair options carefully.
If you do decide to file a claim and have the insurance company pay for the auto body repairs, schedule your appointment as soon as possible. Often times, what appears to be mild damage on the surface of your car, can be serious damage underneath the car.
The auto body collision experts at Suburban Auto Body know exactly what to look for when they see your damaged car. They will check everything in the general area of the impact placement and check all the parts that are near or associated with that specific area.
If you want affordable and trust worthy Auto body and collision repairs done don’t waste your time calling around and bringing your car to different shops for estimates – take your accident damage car to Suburban Auto Body.